How A Buy Here Pay Here Dealer Can Help

If you are wondering how you can get into a quality, affordable used car without great credit, or no credit at all, La Casita Used Cars has the answer. That answer is buy here, pay here auto financing. This is what allows us to help customers in El Paso with all kinds of credit drive off in their next vehicle, covered by the La Casita Warranty.

How does buy here, pay here (BHPH) financing work? It’s easy. Many dealerships only sell you the cars on their lot. When it comes to financing the car you’re looking at, they send you to a bank or the manufacturer to get a car loan. It’s the bank that decides whether you’ll drive off the lot, not the dealership. If your credit doesn’t meet their standards, then that car is out of reach.

Whether it’s as simple as a few missed payments, or something more serious like a repossession, at La Casita our team of in-house finance experts can find a solution that meets your needs. Our team can provide bad credit car loans to customers who need them. We have flexible payment terms, including monthly or bi-monthly, and low down payments. 

At La Casita, we not only have a great selection of pre-owned cars, trucks, and SUVs, but we finance you in-house. Because we are the source for your auto loan, we don’t have to look at your credit report to approve you. We have been a part of the El Paso community for many years and know our customers are more than a credit score. We can finance customers with all kinds of credit.

La Casita can get you auto financing in El Paso with some basic information and proof of income, because your job is your credit with us. Our team can find a solution that works for your budget. You can get started from the comfort of your home by using our easy online pre-approval form. One of our team will contact you with next steps.