Texas drivers, are you looking for a way to get auto financing even if you have bad credit or no credit at all? Let La Casita be the solution for all your auto loan needs. Shop with us for a great selection of quality pre-owned vehicles and a car loan that is tailored to your needs, not a one-size-fits-all approach that only looks at a credit score.
La Casita Used Cars has a long history of helping customers with all kinds of credit. We have the experience and the flexibility to handle most credit situations. Even if you’ve experienced a prior repossession, we can help. We know you’re more than just a credit score, and we base our loans on your potential, not your past.
So, how do you get a bad credit car loan at La Casita Used Cars? It’s simple. We just need a few pieces of information from you and one of our loan specialists will get you approved the same day. You’ll see why “We Say Yes!” at La Casita.
First, and most importantly, we need proof of income. This is how La Casita is able to help customers with previous credit problems because we finance your future, not your past. By providing proof of income, we can figure out what your budget is and what the best terms for your loan will be.
La Casita Used Car offers customized terms and payment options, including bi-weekly and monthly payments. We don’t have a set down payment, we work with you to determine the best choice for the vehicle you’re looking at based on your budget. This can include a great deal on a trade-in.
You may be thinking you don’t have a paystub to provide proof of income. While paystubs are always welcome, La Casita knows income arrives in many forms. This can include a pension, child support, or even self-employment. You need to provide some form of documentation, including bank statements, to verify your income.
Once we’ve verified your income, we just need a few more things to finalize an auto loan. Proof of residency allows us to ensure you’re within a community that one of our many convenient locations supports. We’ve worked with our neighbors for many years and want to continue providing our loans to them. A copy of a recent utility bill, lease, mortgage statement, or some kind of official mail will help us verify your residency status.
Official ID is another requirement. We accept but are not limited to Texas driver’s licenses. That’s right, you can get a fresh ride from La Casita without a driver’s license. Any form of TX state ID or even a passport will work.
Finally, we need the name, address, and telephone numbers of at least 6 local references.
With this information in hand when you visit one of our many Texas used car dealerships, we can complete the approval process. You can get the process started from the comfort of home by using our easy online pre-approval form.
This is how Texas car buyers can get bad credit auto financing here at La Casita. We look forward to helping you rebuild your credit and enjoy a fresh new ride.