FAQ

Do you provide auto loans to people with bad credit or no credit?

Yes. The finance specialists at our El Paso and Austin used car dealerships are here to help, even if you have repossessions, we can get you into a new ride. We’ve served the local community for many years and are proud to help work with customers who have bad credit or no credit to find auto credit solutions that work for them.

How large is your down payment? What will my monthly payment be?

La Casita will work with you based on your budget and financial information to find the right downpayment and monthly or bi-monthly payment plan for you. We know different customers have different needs, and we tailor our solutions to accommodate them. Fill out our online pre-approval form to get started today. 

What do I need to bring with me when I apply for a loan?

Please bring the following items with you:

• Proof of income (example: pay stubs, social security documentation, bank statements, prepaid card statements, or pension documentation)
• Proof of residence (example: a recent utility bill, lease, mortgage, or official mail)
• Official ID (example: Texas DL, Texas ID, or a US Passport)
• Name, address, and telephone numbers for at least 6 local references

Does La Casita report my payments to credit bureaus?

Yes. We help our customers rebuild and improve their credit scores by reporting your payments to the credit bureaus.

Are your vehicles warrantied?

Yes. All our vehicles are covered by a 6 month - 6,000-mile limited warranty.

Where do I make my payments?

The easiest way to make a payment is online through our online payment processor. You’re just a few clicks away from setting up your account and making your payment from any internet-connected device. Get started today.

You can also make payments over the phone by credit or debit card, or in person at any of our dealership locations by debit card, money order, or cashier’s check.