La Casita is here to offer ways to finance your next vehicle with help from a team of qualified finance professionals near Las Cruces, New Mexico. Our bad credit financing options combined with our experienced used car finance team make affording your vehicle a breeze. Whether you suffer from bad credit, no credit, or are looking for low auto loan rates, we've got you covered. Visit our used car finance center near Las Cruces, NM, to learn more about how our auto group can offer flexible bad credit financing solutions no matter your budget and credit history. Contact our financing center to speak with an expert financial advisor today!
Credit Rating Factors | Negative Impact | Positive Impact |
Little or No Credit History | X | |
On Time Debt Payments | X | |
Excessive Existing Debt | X | |
Filing for Bankruptcy | X | |
High Amount of Available Credit | X | |
Having a Long-Standing Credit Account (< 8 years) | X | |
Late or Missed Payments | X | |
Foreclosures or Repossessions | X |
In addition to our bad credit financing solutions, you'll also find a large inventory of used vehicles at our Las Cruces, NM, area dealerships. We offer a wide selection of pre-owned cars, trucks, and SUVs that will be sure to check off all your boxes. We know how important it is to have options, which is why our team goes the extra mile to offer the best we can. Once you find the perfect vehicle for your lifestyle and budget, our team at La Casita will handle it from there. We will help navigate you through all your available financing solutions and secure a great rate for your personalized no credit financing or bad credit financing plan. Get pre-approved for a loan before you set foot in the dealership by using our convenient online credit application now.
Credit Score Breakdown | ||
Excellent | 750 & Above | |
Good | 700-749 | |
Fair | 650-699 | |
Poor | 550-649 | |
Bad | 550 & Below | |
*data pulled from creditsesame.com |
Whenever you're ready to explore your bad credit financing options, visit La Casita or contact our used car finance center by phone. Our seasoned financing professionals are standing by, ready to help you through the entire car-buying experience. We know car financing with bad credit can be stressful. Let our Las Cruces, NM, area team put your mind at ease. Get in touch with our friendly sales and finance experts to learn more about our alternative financing solutions.