At Casa Finance we believe in our customers. We know that “bad things” happen to good people. We have already shown you our belief in you by financing your purchase of a vehicle from our sister company, La Casita Used Cars.
Now we would like to help you build, mend or rebuild your overall credit score. Good credit is established over a period by paying your obligations on a timely basis.
Your current credit score may have been negatively affected by several things:
Loss of a job
Relocation from another city
Change in the economy
Some of the problems may have been created by you because you got yourself over extended and you can’t keep up with your payment obligations.
Working together we can help you overcome all these problems.
Our management staff has been in the auto financing business for over 30 years. We have the insight into how you can correct your low credit score over a fairly short period of time.
With an improved credit score you will find that the money you make will have more buying power because you will not be paying higher prices or higher interest rates.
Here is the overview of the self-help program we are offering:
With your permission we will have your credit bureaus pulled and we will do a complete review of their contents. Many times, we will suggest that you file a formal request for the credit bureau to be updated.
We will meet with you and do a complete review of your credit history.
We will give you a plan that features
Payment Reminders – making credit payments on time is one of the biggest contributing factors to your credit score. Some banks and other creditors offer payment reminders through their payment portals that can send an email or text message reminding you when a payment is due.
We will review all items that are reported on your credit bureaus and get the records straight. Many times, there are items on your report that are very old or inaccurate. We will show you how to contact the three (3) major credit reporting bureaus and have your credit records corrected. Any time you find a credit item that is inaccurate or very old we will show you how to “contest” that record and possibly have it removed from your file.
We will show you how to set up a spending budget that matches the money you are making.
We will give you tips on where to buy products at discounts so that your money will go further.
Most of these services are free of charge.
We will ask you to pay $10 a month to help us cover our expenses of this program (a great value).
If we work together we will be able to approve you for another auto loan - possibly on a new vehicle. We will help you rebuild your credit and by doing so improve you overall earnings.
As part of the program we will:
Periodically pull your credit report and review it with you.
Give you monthly updates on your progress.
Give you a written evaluation and plan that you can follow.
Send you vehicle service bulletins that will help you with the maintenance of your current automobile.
Help us help you……. Join the Casa Finance Credit Rebuilding Program today. Ask your account manager for the details of the program.